Virtual Visa Cards are a fast, flexible way to get paid, with bonus funds or discounts, and can be used anywhere Visa debit cards are accepted in the U.S. 

Step 1: Choose the Virtual Card option

• When requesting payment, select Virtual Card as your preferred reward.
• You can receive cards with either:
  • Discounts on face value, or
  • Bonus funds added to your card balance.

Step 2: Redemption and usage

• Virtual Cards can be used at Internet, mail order, and telephone merchants that accept Visa debit cards in the U.S.
• Includes:
  • 1% bonus on card value
  • 5% back at participating retailers - View List
• Tip: Funds cannot be withdrawn as cash or used for recurring payments.

Step 3: Expiration and terms

• Cards are valid for up to 6 months. Any unused balance will forfeit after the expiration date.
• Issued by MetaBank®, N.A., Member FDIC, under Visa U.S.A. Inc. license.
• Standard Visa terms and conditions apply.

Step 4: Faster processing

• Virtual Cards are typically delivered faster than direct payments.
• Tip: Choose Virtual Cards if you want quicker access to your funds.

Tips & Best Practices

1. Redeem cards promptly to avoid losing unused funds after 6 months.
2. Check participating retailers for bonus back offers to maximize value. Visa Virtual Bonus Offers
3. Ensure your email and account info are correct for instant delivery.